I have been doing everything Disability RMS and Madisonnational Life have asked and now I am on my last appeal, I had a lawyer friend do some checking about Disability RMS and Madison National Group Longterm Disability, who are to be on facts and history on the person. My lawyer friend, Craig, works for lawfirm that busts insurance companies for fraud, paying off doctors to deny disability, ect.
Disability RMS is one of the top who likes to deny ppl, they don't have any negativaty reported on them, Insurance Companies, Do not want to pay, will take the premiums! What I have is the result of a brain injury from medications, Like the old saying goes, if you can't see it, it must not be so! One of my doctors is going infront of the Medical Review Board because I have medical records that he didn't send to RMS, he sent a Whole different file just changing some information, so I believe he is on the list. I have been on medical leave for almost 2 years.
Disability Denials with more appeals, should specifically explain what is needed for testing and not denial again and last appeal still not sure what the disability RMS is looking for.
If anyone else has had a problem with Disability RMS, please sound off. Attorney's firm is investigating.